Binance Review 2018: Comprehensive Crypto Coin Exchange
Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume.
Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC.
Binance Features
Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version.
Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review.
Below is the “standard platform” look:
Below is the advanced display:
BINANCE Advantages
Large Cryptocurrency Pairings Supported
The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins.
Low Fees AND LIMITS
The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit.
Ease of Setup
Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange.
Binance Provides Significant Trading Volume
Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power.
Wide Support of Cryptocurrencies
No Verification Requirements
Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies.
Ease of Use
You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction.
BINANCE Disadvantages
No Leveraged Margin Trading
Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open.
No Fiat Functionality
This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported.
Relatively New
Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E.
Conclusion
Accessible option for obtaining Different Cryptocoins
Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading.
The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
When you have a car accident there are a few keys things you need to do to make sure you are protected.
Key Things You Need to Know If You Have a Car Accident
1. Always stop if you are involved in an accident, this is your legal obligation. Even if you do not think there was any damage, any time you collide with something, you need to stop your car.
2. Never admit responsibility for the accident. Your legal contract with your car insurance company clearly states that you must not assume responsibility or liability under these circumstances.
What to Do at the Scene of a Car Accident
There are many ways to avoid a car accident but once one happens it is important to know before you get into an accident what to do and what questions may need to be answered by the other person involved in order to make your insurance claim. This checklist will help you know what to do after a car accident. It is best to review it now and then print it out and keep a copy with you in your car.
Determine the Extent of Damage or Injuries
Check to see if anyone needs urgent medical care. If you can, do not move the vehicles unless they are causing a major problem with traffic. If possible wait for the police before moving anything.
Contact the Police
Even in a minor accident, it is important to make sure there is a legal accident report. Read more about how to file a police report when you have a car accident in the article "Your Accident and the Police".
Limit Discussion of the Accident with the Other Party
It is important to limit your discussion of the accident and not to admit any fault or liability. You should only talk about the accident with the police, medical professionals and your insurance representative.
Get the Facts of Your Car Accident
This is the part most people know to do but often forget due to the stress of the accident.
You can see a full list of information you need to collect at the car accident scene here. It is important to get names, address, and phone numbers of everyone involved in the accident. A description of the car and license plate number can also be helpful, but make sure you also get their insurance company and the vehicle identification number of their car. Don't just assume the license plate number will do because most insurance companies only record the type of car and the vehicle identification number, not the license plate number. There is a complete list of how to collect this information for you in the 5 sections below.
Contact Your Insurance Company
Call your agent or insurance company's emergency claims number immediately. If you can call them from the scene, it may be even more useful. Sometimes a police officer can give your insurance company more accurate information than you can at the time because you are upset by the accident.
How to File Your Car Accident Claim
Your insurance agent or the person who you speak to at your insurance company claims phone number, will be able to walk you through how to file your claim after an accident. If your insurance company has an app, you may also have the option to start the claims process there or visit your insurance company website to see if you can fill in the information or follow up on your claim online.
Car Accident Information Checklist
Did you just have a car accident? Here's the information you will need to file a proper insurance claim:
Information about what happened
Information about the driver
Information for insurance
We cover each of these pieces of information in the 5 lists below by section.
1. Car Accident Form
The best way to be prepared in a car accident is to get a car accident form used to collect all the information at the scene of an accident from your local DMV or police station.
Every state has a different form, so it is a good idea to get one to make things as easy as possible. A car accident is really stressful and the last thing you need is to be worrying about the information you need to fill out.
2. List of Information to Collect After a Car Accident About the Driver
Name of Driver
Address of Driver
Phone number or other contact information
3. List of Information to Collect About the Other Driver's Insurance Company in a Car Accident
You need the basic information here which can be found on their proof of insurance card. Get the other driver's:
insurance company name
insurance company policy number
4. List of Information to Collect About the Other Car Involved in the Accident
Vehicle Description, Make, Model and Year - Consider taking photos for your own record if it is possible.
Vehicle registration information
License plate number
5. List of Information to Collect About the Car Accident or Collision
Date and Time of the Accident
Address of the accident, or approximate address
Road you are on and the nearest cross street
The direction you were traveling in
The direction the other car was traveling in
Take photos from a few angles or sketch a diagram of the crash scene
What happened (As soon as you can write out your account of what happened, or use your mobile phone to record yourself telling all the details for your own records. It's easy to forget the details when you are all shook up from a crash, so recording you talking about it might help).
Any notes regarding the driving conditions, the weather, visibility
Any witnesses names and contact information
The name, badge number, and contact information for any police officer who comes to the accident
Should You Use a Mobile Phone to Take Photos at a Car Accident?
With most people having access to mobile phones, and cameras on the mobile phone, as well as the increase of insurance companies allowing you to submit claims information using apps or email, you may consider taking photos. This is especially useful for property damage images, images of the positioning of the cars, where they were on the street, etc.
Please pay special attention to the potential risks of identity theft when it comes to your personal information. The other party needs your name, address and phone number to give their insurance company, but they do not really need your driver's license photo. By being prepared with a form to fill in, or the basic information already written out, you will avoid a situation where someone is asking for a photo of your license. Remember, when you're in a car accident, you do not know the other person usually and they do not know you. Always be cautious.
Tip: What Should NOT Be Included in Your Accident Report
You should never discuss fault with the other party or parties involved. The details of how you feel or what you were doing are not their concern.
Even if you feel like you did something wrong, you must not ever accept responsibility or indicate responsibility.
Your job in the car accident is to collect the facts and not get involved in any further discussion. If the other party tries to get you to admit fault or suggests you handle things without insurance, collect the information and do not commit to anything. You need to get the information necessary to report the accident, especially considering that in many states you have a legal obligation to report a crash. You can contact your state insurance commissioner or your insurance representative to ask them about the specific laws in your state. Remember at the scene of an accident you do not know the person you are dealing with, you do not know what kind of insurance they have or any of the details, so stick to the facts to protect yourself and make sure you get paid in a claim.
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